Margin Cost Calculator

Margin can help you further leverage the power of your portfolio. With our Margin calculator,1 it can be easy to understand your borrowing costs and buying power, whether that’s purchasing securities or just having more cash on hand.


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How much can I buy or borrow using margin?

Purchased Amount:

Borrowed Amount:

How much will it cost me?

See how Axos Invest rates compare to a few of our competitors.3

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For illustrative purposes only.

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Use Margin to Empower
Your Investing Approach

Margin trading allows investors to borrow against the value of the securities they already own. This short-term line of credit could help increase your portfolio’s total buying power, get extra cash, and purchase additional shares.


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©2025 Axos Financial, Inc., All Rights Reserved. ©2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

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Terms of Use

This calculator is for educational and entertainment purposes only. Nothing contained in this material is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type.

All results are hypothetical by nature. Conclusions are based on information Axos Invest believes to be correct, however, Axos Invest or any affiliate cannot guarantee the accuracy of the results. Axos Invest is not responsible for errors, omissions, or misinterpretations made by users. Calculations should not be used to make final trading or lending decisions.
This is not an offer, solicitation, recommendation, or advice to buy securities in any jurisdiction where we are not authorized to do business or where such offer, solicitation, recommendation or advice to buy securities would be contrary to the local laws and regulations of that jurisdiction.
All rates listed include additional rate percentages that are above a base rate of 10.25%. Displayed results are only applicable with marginable securities.
A Margin account may not be suitable for all investors. Borrowing on Margin and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the investor, he or she may be required to deposit additional securities and/or cash in the account. The securities in the account may be sold to meet the margin call, and the firm can sell the investor’s securities without contacting them.
Questions can be directed to [email protected] or call 1-888-585-4965.
* $0 Stocks are limited to stock listed on an exchange in the United States. Foreign exchange, stocks listed over the counter, and large block transactions requiring special handling may include charges. Mutual funds are limited to no-load mutual funds in which Axos Invest LLC has a distribution agreement in place.

** Mutual funds are available for margin after an initial 30 calendar day waiting period.

*** Trading during Extended Hours Trading Sessions (including the Pre-Market Session (Monday through Friday 7:00 a.m. to 9:30 a.m. ET), the After-Market Session (Monday through Friday 4:00 p.m. to 8:00 p.m. ET), and the Extended Hours Overnight Session (Sunday through Thursday 8:00 p.m. to 7:00 a.m. for certain ETFs), in each case subject to holiday trading hours), carries unique risks, such as greater price volatility, lower liquidity, wider bid/ask spreads, and less market visibility, and may not be appropriate for all investors. Axos Invest cannot guarantee that Extended Hours orders will be executed at the best price for any given security or that any such orders, including market orders, will be executed at all. By subscribing to Axos Elite to enter orders and entering any order during Extended Hours Trading at Axos Invest, including on any trading platform or mobile platform, you acknowledge that you understand the risks of trading during Extended Hours Trading Sessions, including those described in the Axos Elite Subscription Agreement and agree to the terms and conditions set forth therein.

1 This calculator is for educational and entertainment purposes only. All results are hypothetical by nature. Conclusions are based on information Axos Invest believes to be correct, however, Axos Invest or any affiliate cannot guarantee the accuracy of the results. Axos Invest is not responsible for errors, omissions, or misinterpretations made by users. Calculations should not be used to make final trading or lending decisions. Please consider the risks and costs of investing with margin carefully.

All rates listed include additional rate percentages that are above a base rate of 10.25%

2 Displayed results are only applicable with marginable securities. Some securities could have higher requirements.

3 Above named firms’ rates are reflective of current margin pricing structures as described on their respective websites as of 8/14/2023. All rates, requirements, products, programs, and services are subject to variation and adjustment without notification. Lowest rate reflects Axos Elite subscriber pricing schedule.

Options involve risks and are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. Options trading privileges subject to Axos Invest LLC review and approval. Please read Characteristics and Risks of Standardized Options before investing in options.

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